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 Post subject: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:22 
SupaMod
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Est. 1978

Joined: 27th Mar, 2008
Posts: 69668
Location: Your Mum
So, I need to find somewhere to put the Grimlet's child trust fund.
I like the look of this lot.
Who have other be-childrened beexers gone with?

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:28 
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UltraMod

Joined: 27th Mar, 2008
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Location: California
I have nothing to add except don't put it all into a Christmas hamper firm.

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:30 
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Gogmagog

Joined: 30th Mar, 2008
Posts: 48810
Location: Cheshire
It seems comparable to the one Lloyd's was offering that I was looking at only nfhjweofhjsdnfjksehfwefnwenfsdnl

<carrier lost>

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:32 
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INFINITE POWAH

Joined: 1st Apr, 2008
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We went with Family (I know them from when I've done work for them many years ago), but they've performed pretty shitly. £250 initial amount is now £150. The return of the capital investment isn't guaranteed.

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:34 
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Just send me the money and I'll, you know, invest it and whatnot.


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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:36 
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Sleepyhead

Joined: 30th Mar, 2008
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Both my brother and sister are bank managers. In fact, the sister is on maternity leave from having her own sprog, and I know she's got a savings account of some sort for my niece.

I shall ask her what she would recommend.

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:37 
SupaMod
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Est. 1978

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Curiosity wrote:
Both my brother and sister are bank managers. In fact, the sister is on maternity leave from having her own sprog, and I know she's got a savings account of some sort for my niece.

I shall ask her what she would recommend.


Aces, cheers mate.

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:37 
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Gogmagog

Joined: 30th Mar, 2008
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Location: Cheshire
If you stick it in a savings account, and not a trust, when the child goes mental and starts robbing cars, you can make sure he does not get the cash, but with a trust he can.

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:38 
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Heavy Metal Tough Guy

Joined: 31st Mar, 2008
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I wouldn't be surprised if just sending it to markg for him to "invest" gives you a better return over the next couple of years than a proper one invested in the stock market and company bonds.


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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:39 
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INFINITE POWAH

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MaliA wrote:
If you stick it in a savings account, and not a trust, when the child goes mental and starts robbing cars, you can make sure he does not get the cash, but with a trust he can.

You can't invest the £250 voucher from the government in anything other than a CTF though.

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:41 
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Gogmagog

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Mr Chris wrote:
MaliA wrote:
If you stick it in a savings account, and not a trust, when the child goes mental and starts robbing cars, you can make sure he does not get the cash, but with a trust he can.

You can't invest the £250 voucher from the government in anything other than a CTF though.


Ah. OK.

We're donig Equities and Trusts at the moment. it's pretty, err, nebulous, at present.

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:42 
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baron of techno

Joined: 30th Mar, 2008
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Buy a small gold bar and bury it under a tree in the garden.


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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:44 
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Gogmagog

Joined: 30th Mar, 2008
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"I have these magic beans, Grim....."

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:44 
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baron of techno

Joined: 30th Mar, 2008
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MaliA wrote:
"I have these magic beans, Grim....."


Those are known as company shares Mali, I thought you of all people would know that.


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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:45 
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Heavy Metal Tough Guy

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kalmar wrote:
Buy a small gold bar and bury it under a tree in the garden.

Don't bury it under a tree! Your gold bush will never grow with that sort of competition. You need a well composted, well drained area with partial shade, ideally on a south facing slope. Remember to remove dead flower heads in autumn, and feed with a general liquid fertilizer.


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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 12:47 
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baron of techno

Joined: 30th Mar, 2008
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golden liquid fertiliser, obv.


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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 13:17 
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Chinny chin chin

Joined: 30th Mar, 2008
Posts: 15695


7.75%. Blimey.

Actually we found an NSI account that was set up with I was a baby and had about 60 quid in it. In the intervening 30 years it has spiraled to about 600 quid all thanks to high interest rates in the late 80's. Thanks Mrs T!


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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 13:17 
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Board Mother

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I went with Brittania for Chloe, doesn't mean that it's the best one now though of course.

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 Post subject: Re: Child Trust Fund
PostPosted: Thu Jan 29, 2009 14:13 
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Master of dodgy spelling....

Joined: 25th Sep, 2008
Posts: 22610
Location: shropshire, uk
We will have to look for one too.

I am kean to hear too

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